Why Can’t you tell me what my Home Insurance will be on Pinellas County Waterfront Homes

Clearwater Beach FL – As your Pinellas County waterfront homes and luxury beach specialist I’m here today answering another question about home insurance when buying Pinellas County waterfront homes.

Question –  How come you can’t tell me what my home insurance will be when I’m buying a  waterfront home in Tampa Bay?

Answer – Because what happens is that they need you to have the elevation certificate done then depending on what  the home’s elevation is (how far above sea level) in conjunction with some other factors as far as if it’s been updated (hint: newer roof or windows definitely helps) along with any wind mitigation discounts then you can get an accurate quote.

Because home insurance here is regulated by FEMA’s insurance rules regulations the insurance company cannot even give us a ballpark quote until they seen the elevation certificate. That’s one of the main reasons that we actually work with our clients to get their surveying elevation certificate done early in the home buying processa. In addtion we can protect you from the unknown with an insurance addendum. I’d be happy to explain more about how this works – however be aware – if you don’t have this kind of protection and the insurance comes in much higher than you’re prepared to pay – you’re stuck. Just one more reason why working with  Pinellas County Waterfront & Luxury specialist like us protects your best interests. I’m happy to tell you more about that but that’s the reason why when you’re looking when from property you really won’t know what your insurances until you do the survey and get the elevation certificate.

What other questions do you have about buying or selling waterfront homes and condos in Pinellas County?? Ask below and we’ll add it to our series of questions and answers – also let us know if this information is helpful for you please.

P.S. If you are thinking of buying or selling a waterfront homes in the Tampa Bay area and value hard work, knowledge and results then please give Jack and I a call at 727-710-8036 to see how we can best help you. We’re committed to delivering Results daily based on Integrity, Knowledge and Experience – helping you buy or sell your luxury or waterfront home in Pinellas County   

We’d like to be YOUR Pinellas County Waterfront & Luxury Real Estate team! Call us today…

Warmly,
Cyndee and Jack Haydon, Realtors
Charles Rutenberg Realty
1545 S. Belcher Rd
Clearwater Florida 33764
727-710-8035 (Cyndee’s cell)
727-710-8036 (Jack’s cell)

Check out our other Tampa Bay Waterfront and Beach Client testimonials here > http://sandbarstosunsets.com/clients/

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