1211 Bay Pine Blve Indian Rocks Beach, FL 33785
3 bedrooms | 2 bathrooms | Single-family home | Heated Saltwater pool
Indian Rocks Beach Short-Term Rental Home With Proven Income
If you are searching for an Indian Rocks Beach short-term rental home with documented revenue, no HOA, and a pool, this property stands out for one reason above all others. It already works.
This is a 3-bedroom, 2-bath ranch-style home located approximately three blocks from Indian Rocks Beach. The home was renovated in 2025 and operates as an active short-term rental. Net revenue from March through November 2025 totaled $82,000, with documentation available.
The property is offered fully furnished and has no HOA and no minimum rental period under current local regulations. That combination is rare and important for buyers who value flexibility and long-term control.
Is This Home Approved for Short-Term Rentals in Indian Rocks Beach?
Yes. The property is currently operating as a short-term rental.
There is no HOA and no minimum rental period under current local regulations. This allows the home to be rented on a short-term basis without association restrictions, a key factor for investors and second-home buyers.
Booking history, revenue documentation, and performance records are available. Reviews and additional details can be viewed on VRBO by searching listing number 3343711. All guest reviews to date are five-star.
How Much Rental Income Has This Property Generated?
This property generated $82,000 in documented net short-term rental revenue from March through November 2025.
Records are available for buyers who want to review performance details. This level of documentation helps buyers evaluate real results rather than projections.
What Interior Features Support Short-Term Rental Use?
The home is single-level and designed for both guest comfort and owner ease.
Interior updates include polished terrazzo and new ceramic tile flooring, updated lighting, ceiling fans throughout, and all-new doors. The kitchen was redesigned with quartz countertops, custom wood cabinetry with high-end pull-out storage, new stainless steel appliances, and a central island anchoring the main living space.
The layout includes two king bedrooms and a bunk room with XL twin bunks, allowing the home to comfortably sleep up to eight guests. Bathrooms have been updated with modern fixtures. The primary suite offers direct access to the pool. An inside laundry area adds convenience for both owners and guests.
What System Updates and Permits Have Been Completed?
Major system improvements were completed with long-term ownership and insurability in mind.
The home has a 2019 roof and a new elevated HVAC system installed in 2024. Electrical updates include a 200-amp panel, complete rewiring, and outlets raised approximately two feet for added flood resilience. A new washer and dryer are included.
All renovations were completed with permits and fully closed out. An RV electrical hookup with a dedicated 30-amp circuit is already in place.
What Are the Insurance Considerations for This Property?
Insurance transparency is important in coastal markets.
Current insurance costs are approximately $5,460 per year for homeowners’ insurance and $6,319 per year for flood insurance. Flood insurance is assummable A passing 4-Point Inspection report is available upon request to help buyers obtain their own insurance quotes.
What Outdoor Features Add Rental Appeal?
Outdoor living is a major driver of guest demand near Indian Rocks Beach.
The backyard includes a covered patio with grill, heated saltwater pool, expansive paver patio, cabana-style bar area, outdoor kitchen components, privacy-enhancing landscaping, vinyl fencing, and multiple seating areas designed for low-maintenance use.
A circular driveway and additional off-street parking provide space for multiple vehicles, including room for an RV, boat, or golf cart.
Where Is This Home Located Relative to Beaches and Amenities?
The home is located approximately three blocks from beach access.
Nearby amenities include the Indian Rocks Beach Nature Preserve, a water park, tennis and pickleball courts, playgrounds, and local parks. Clearwater Beach is about 15 to 20 minutes away. Tampa International Airport is approximately 35 to 45 minutes, and downtown St. Petersburg is roughly 35 to 40 minutes, depending on traffic.
Who Is This Indian Rocks Beach Property a Good Fit For?
This property works well for buyers who want flexibility.
It can be used as a personal beach retreat with income when not in use or as a full-time short-term rental investment with documented performance. The combination of no HOA, permitted renovations, updated systems, parking flexibility, and proven revenue makes it a strong option in the Indian Rocks Beach market.
Frequently Asked Questions (FAQs)
Does this Indian Rocks Beach home have an HOA?
No. There is no HOA.
Is there a minimum rental period?
No minimum rental period under current local regulations.
Is the home being sold furnished?
Yes. It is offered fully furnished.
Is the income documented?
Yes. Net income of $82,000 (March–November 2025) is documented.
Is flood insurance required?
Yes, and it is assumable.
Are renovations permitted?
Yes. All renovations were permitted and closed out.
Showings are by appointment.
About the Author
Cyndee Haydon is a Waterfront Real Estate Specialist and Broker Associate (BK3142780) with over 20 years of full-time experience in Pinellas County Gulf Beach communities. She has helped more than 450 buyers and sellers and closed over $230M in waterfront homes, beach condos, and short-term rental properties across Clearwater Beach, Belleair Beach, Indian Rocks Beach, Indian Shores, Redington Shores, North Redington Beach, Redington Beach, Madeira Beach, Treasure Island, and St. Pete Beach. Cyndee specializes in waterfront and short-term rental “going concern” sales, with more than 92 STR transactions, and brings deep experience with 1031 exchanges, flood zones, insurance exposure, permitted use, and regulations that directly affect value and long-term ownership. She holds the CLHMS, RSPS, and CRS designations.